The ultimate lounge and credit card guide.
June 30, 2026
fINANCIAL SERVICES CONSULTANT
When I first graduated, I didn’t start my career thinking I would end up in financial services, but along the way, I realised what truly mattered to me: helping people make sense of important decisions, and doing work that genuinely improves their lives.
Before this, I spent time as a cabin crew and then in a global bank. Those experiences taught me two things that still shape how I work today, the value of listening, and the importance of building trust with people from all walks of life. While I performed well in structured environments, I found myself wanting more meaningful conversations and deeper client relationships.That search eventually led me to AIA and the SPARTANS culture, a team of young, driven individuals who believe financial planning should be long-term, personal, and life-stage focused.
I’m in this profession for the long run. As a strong believer that financial clarity brings peace of mind, and that everyone deserves to feel confident and informed about their financial choices. My role is to help clients stay ahead of that curve, at a pace that feels comfortable and respectful. I believe financial health deserves the same care and attention as physical health, and that good planning should feel empowering, not overwhelming.
My goal is simple: to be a trusted advisor clients can rely on over time, someone they feel comfortable speaking with, asking questions, and making informed decisions together.
Janet is a sincere, approachable and knowledgeable advisor. She is a safe pair of hands, and genuinely believes in protecting her clients through understanding their financial/insurance needs and recommending the most cost-effective policies to ensure proper insurance coverage without breaking the bank. Above all, her strong sense of integrity gives her clients confidence that she is always acting in their best interests – she does not push sales or attempt to hide the fine print for her own personal benefit.
Thank you, Janet, for being such a great financial advisor and friend!
Shearn and Janet were very patient and informative throughout the process. Thanks for your exceptional assistance.
Janet and Shearn were friendly, patient and helpful in helping me understand the policies and coverage that I needed. Thank you!
Janet and Shearn, my advisors and they were patient in explaining every aspect of my needs. They also shared many useful information and Infographic to help me understand the policies. I have met them couple of times and always enjoyed my time with them 🙂!!
Janet and Shearn were super patient and detailed when explaining about the different insurance plans. It was a great pleasure working with them and they gave many good advice and suggestions based on my personal needs 🙂 TQ
Absolutely impressed with the service provided by Janet and Shearn! Their expertise and knowledge of the industry were evident as they patiently answered all my questions and guided me through the process. I truly appreciate their professionalism, and responsiveness. I highly recommend working with them for all your insurance needs!
Janet & Chermayne are extremely friendly and approachable! They were extremely knowledgeable in terms of finance! I can foresee working with them in the future 🙂
Thank you so much for the fruitful session.
Met with Shearn and Janet for the first time yesterday, in which they were very genuine and customer centric folks. Would definitely recommend the both of them!
I had the pleasure of meeting Shearn and Janet, and they came across as incredibly genuine and customer-focused individuals—I would highly recommend them both!
Happy to have Shearn and Janet as my advisers! I appreciate their time and patience in understanding my financial situation and policies are essential at my current life stage. Knowing that buying insurance is also a big decision, they gave me time and space to make an informed decision and were also very respectful when we discussed about how much budget I was comfortable setting aside for my policies. Highly recommend the two of them
Janet: A friendly and patient advisor. She will listen to my queries and draw up proposals efficiently.
Janet is an approachable and friendly advisor who cares for her client’s well-being. She does not push out any random products and always puts my needs and preferences first. When I had issues trying to consolidate my policies, she went out of the way to find solutions for me. I would recommend Janet to young adults who have just started working and elderly because she is trustworthy, honest and caring.
“Janet is very sincere and genuine when it comes to sharing of plans and proposals. No stress and pressure during our discussion and meet-ups. Appreciate her help in assisting with claims for myself and my family and also other enquiries I had with insurance related topics. The loveliest advisor you would ever want to have!”
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AIA Tampines,
3 Tampines Grande, #03-69
Singapore 528799
